Service Fees

Account Fees

Transaction Fee  
US. Primary Cheques $6.00
Primary Cheques Cdn. $4.00
Personal Cheques At Cost
Certified Cheques - Members $5.00
Certified Cheques - Non-Members $10.00
Return Cheques - NSF $30.00
Charge Back Fee $5.00
Overdraft $4.00
Non-MCR encoded cheques $5.00
Microfilm copies - each copy $5.00
Search of records $30.00/per hr
Monthly cheque return $2.00
   
Transfers  
Loan Payments Free
ABM $0.55
Telephone, over the counter $0.75
   
Bill Payments  
Over the counter $1.50
ABM $0.55
Telephone Banking $0.55
PC Banking $0.55

Stop Payments

$8.00
Incomplete Stop Payments $15.00
Travellers Cheques 1% of purchase
   
ABM  
Withdrawals As per account charge
Deposits Free
Interac $1.50
Plus/Cirrus $2.75
   
Transfer balance of account to  
Another Financial Institution $25.00
Closing account within 90 days $50.00
   
Safety Deposit Boxes  
Small $35.00
Medium $45.00
Large $55.00
Ex-Large $130.00
Key replacement (per key) $10.00
   
Transfer RRSP/RRIF to another  
Financial Institution $50.00
   
Closing RRSP/RRIF  
30 days of opening $50.00
Dormant Account admin fee $25.00 per year


Personal Loan and Mortgage Fees

Transaction Fee  
Personal Loan Application $60.00
Mortgage Loan Application Free
Mortgage Renewal Free
Mortgage Appraisals Per appraisals fees
Morgage Transfer $250.00
Deliquencey notices – phone call $20.00
Deliquencey notices – letter $20.00
Line of Credit minimum monlthy interest $4.00