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Welcome To Your Local Credit Union

Why Join Ganaraska Financial Credit Union? 

When you join as a member of Ganaraska Financial Credit Union, you gain more than just a bank account – you become a member/owner of the Credit Union. Locally owned and operated, we have been proudly serving and investing in our communities for over 75 years. Our local and homegrown values, mean that there is always someone available to assist you through telephone, email or branch visits and appointments giving you the piece of mind that your membership is our top priority. Becoming a member of GFCU means becoming a member of a bigger community. We have three convinient branch locations in Port Hope, Cobourg and Peterborough, easy to use ATM's and access to the Exchange Network, giving our members convinient options to get access to their money on the go. 

Our Employees are Members/Owners Too

Our value is rooted in the relationship our employees build with their members. We believe great leaders create an environment where employees can engage their passion for helping members and the community with best advice & services. Every Employee at our credit union is well equipped to serve you and ready to offer you tailor made banking solutions to suit your lifestyle. We understand the importance of convinience, thats why we enjoy getting to know our members so that we can assist you in a way thats beneficial for your sometimes busy schedule. 

Ready to Join our Growing Community?

Becoming a member of GFCU is both convinient and easy!

Whether your looking for personal or business banking solutions weve got you covered! To open an account with us we require two pieces of government issued ID, at least one with a photograph. Some of the more common pieces of ID we accept are: 

Valid Ontario Drivers License 
Birth Certificate 
Ontario Identification Card 
Major Credit Card 
Firearms license 

* for members 16 years or older. 


Accompanying your ID will be the requirement of a membershare. A Membershare ensures that each member has a vote in the Credit Union and gives members access to all of the products and services we have to offer as well as enabling them to attend our Annual General Meeting. Membershares are $50 per person, and will be returned to the member should they ever choose to close their account. Membershares ensure growth and stability for our Credit Union and usually pays a small dividend. Members have the opportunity to contribute up to an additional $1000 into the membershare, taking advantage of that dividend and we encourage such contribution as a form of short term savings. 

We are so pleased you have decided to open an account with GFCU and look forward to serving you! 


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