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Borrowing, made easy

 
 

FEATURED PROMOTIONS

Build Momentum. Boost Your RRSP. 

Bump Up your TFSA.

Get your RRSP or TFSA Loan Today

Stay on track for the March 2 RRSP deadline with GFCU’s Momentum RRSP/TFSA Loan. Borrow $1,000 to $15,000 at a preferred 5.49% fixed rate with flexible 1–5 year terms. Don’t wait, unlock your savings potential without disrupting your cash flow.

 
 

What type of lending are you looking for? 

 

Personal Loan

Great for:

Borrowing towards a big purchase or an important personal goal. 

KEY FEATURES
  • Flexible repayment options
  • Local approvals
  • Competitive rates
  • Virtual loan appointments
Apply nowLearn more

Consolidation Loan

Great for:

Reducing your debt, restoring your credit and relieving financial stress.

KEY FEATURES
  • Fixed interest rate 
  • Combine multiple loans into one monthly payment
  • Virtual loan appointments
Apply nowLearn more

RRSP Loan

Great for:

Maximizing your RRSP contributions or catching up on missed contribution room. 

KEY FEATURES
  • Flexible repayment options
  • Local approvals
  • Competitive rates
  • Virtual loan appointments
Apply nowLearn more
 

Personal Line of Credit

Great for:

Ongoing, flexible access to funds at a lower interest rate than most credit cards. 

KEY FEATURES
  • Flexible limits
  • Low interest rate 
  • No need to reapply
  • Virtual loan appointments
Apply nowLearn more

RRSP Line of Credit

Great for:

Borrowing money at a low rate each year to maximize your RRSP.

KEY FEATURES
  • No need to reapply
  • 90-days to begin repaying
  • Weekly or accelerated bi-weekly payment schedules available
  • Virtual loan appointments
Apply nowLearn more
 

Add credit insurance to your borrowing

Protect yourself and your family against unexpected life events with creditor insurance.
​LEARN MORE
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​Lending Calculator

See how much you can afford to borrow and what your repayment schedule could look like. 

USE CALCULATOR

Need a hand?

Our expert lending specialists are here and eager to help you reach your goals. 

CHAT WITH US
 

​​​Need to get in touch?

​CONTACT GANARASKA FINANCIAL →

​​​Get connected with Ganaraska Financial




 




 

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